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I was attempting the same thing as you - giving a loaded account as a christmas present. My payment step 2 experience is exactly as you described. I sent a message to assistance and they transfered some funds to the new account for me from my regular account. They will probably get a bit tired of doing this if a bunch of us request it often, but it is worth a shot.
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This happening from the same machine and same ISP suggests that it is mp3sparks themselves putting a block on the payments.
The account is being blocked,not the ISP address.
Can't imagine why except for some precautionary steps on new accounts.
A well established MAC and IP address seems to have less difficulty.
I had similiar problems earlier on,but now everything works just fine.
With only .02 cents balance,I am waiting to see the results of the "new Russian law" supposedly to go unto effect after Jan.1 before I add to my balance.